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Your Medicare Annual Notice of Change letter is arriving end of September and it needs urgent attention.

Your Medicare plan mails out a document known as the Annual Notice of Change every September (ANOC). Your current Medicare Advantage (MA) plan or Part D medication plan will change for the upcoming year, according to your Plan ANOC.

Yes, Medicare drug plans and MA plans have the authority to alter your coverage, including the premium, the deductible or copay amount, the list of medications covered by the plan, and more.

Even if you enjoyed your Medicare plan this year, it doesn’t guarantee you’ll enjoy it the following one.

The following information will help you understand how to interpret your ANOC, what you can do if your plan changes, and how to make sure you have excellent Medicare coverage for the upcoming year.

What exactly is an ANOC letter? 

Your Medicare plan will send you an annual notice of change, or ANOC letter, each September. Any modifications to the network, prices, or coverage that will become effective on January 1st of the following year are described in the ANOC. 

Only Medicare Advantage and Part D medication plans are covered by the ANOC letter. 

Because the government standardizes the covered benefits, which means Medigap benefits don’t change annually, Medicare Supplements, often known as Medigap policies, are not included in the ANOC. 

 
Important timing for ANOC 

Sometime in September, the ANOC letter will be delivered. During the autumn enrollment season, which runs from October 15 through December 7, you are permitted to make changes to your Part D plan or Medicare Advantage plan. The following year’s first of January sees the implementation of those adjustments.

Understanding this timing is critical because here’s what often happens – we get a call from a frustrated individual in January. They say that the price of their medication has increased from $4 to $25 at the pharmacy.

It’s too late to revise the plan at that moment.

Medicare Part D drug plans cannot be changed until the autumn enrollment period (October 15-December 7).

In conclusion, pay attention to your ANOC and make sure you are aware of any changes coming to your plan for the upcoming year. It’s time to adjust your plans if you don’t like the modifications, and you must do it between October 15 and December 7.

How Do I Handle My ANOC Letter?

Your ANOC will be delivered to you sometime in September. Don’t discard or throw it away!

You’ll get it through your Medicare plan. For instance, if SilverScript provides your Part D drug coverage, SilverScript will provide it. It will come from Aetna if your Medicare Advantage coverage is with them.

Read through your ANOC and ensure you understand all the changes. If you don’t, give us a call right away so we can explain how your plan will change the next year.

The following are some alterations that could occur:

  • Premiums rise
  • Deductible growth
  • An illustration of what you might read on your Annual Notice of Changes (ANOC) letter from your Part D or Medicare Advantage plan, which you may receive in September (if you have one).
  • Increase in copay
  • Coinsurance goes up
  • Your pharmacy or doctor is no longer part of your network or a preferred provider as a result of network changes.
  • Your prescriptions won’t be covered as long or may be more expensive to buy at the pharmacy due to changes to the formulary.
  • Prior authorizations have changed, and you must now obtain specific permission in order to fill some prescriptions.
  • The referral process has changed, and managed care organizations may now require you to attempt less expensive treatment options before seeing specialists, even if your primary care physician (PCP) doesn’t recommend them.

Prescription plans frequently are discontinued or changed, which can trigger a company’s automatic enrollment into a different drug plan. Many customers experienced this last year, and as a result, their $20 premium plans were upgraded to $55 premium plans.

Additionally, medicine formularies frequently change, so a medication that costs $5 this year can cost $25 the following.

You must thoroughly read your ANOC and be aware of how the modifications to your plan will impact you.

It doesn’t necessarily follow that you’ll enjoy your plan next year, even if you loved it this year.

At EliteHealth we are all about YOU and we are here to support you.
Starting the first week of October, we will offer educational workshops to answer all your questions regarding your Annual Notice of Change and help you better understand your options.

CONTACT US TO SAVE YOUR SPOT AT THIS VALUABLE EDUCATIONAL EVENT

(833) 943-5483

Join our community

Contact our medicare advisors
Sally Ciriaco

MAIN (786) 583-5411
sciriaco@elitehealth.com

Allison Ashmawy

MAIN (786) 769-9229
aashmawy@elitehealth.com

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Restricción de visitantes

Entendemos lo difícil que puede ser restringir a nuestros pacientes para que no traigan acompañantes o familiares mientras visitan a su médico en nuestras instalaciones, pero estas importantes medidas temporarias ayudarán a minimizar la exposición y, por lo tanto, mantendrán bajo el riesgo de infección.

Restricción de visitantes: entendemos lo difícil que puede ser restringir a nuestros pacientes para que no traigan acompañantes o familiares mientras visitan a su médico en nuestras instalaciones, pero estas importantes medidas temporarias ayudarán a minimizar la exposición y, por lo tanto, mantendrán bajo el riesgo de infección.

Que esperar al llegar a nuestras instalaciones

Que esperar al llegar a nuestras instalaciones

Todos los pacientes son examinados en la entrada

Las máscaras son obligatorias mientras se encuentra en nuestras instalaciones. No se permitirá la entrada sin máscara.

Nuestro personal debe usar en todo momento el equipo completo de seguridad incluyendo gafas, máscara y batas protectoras para garantizar su seguridad y la de ellos mismos.

Disponemos de liquido sanitario en la entrada y en toda la instalación, les pedimos a todos que se desinfecten las manos al ingresar a la oficina, de la misma manera, nuestro personal debe desinfectar sus manos antes y después de un encuentro con un paciente.

Detección de síntomas: al llegar a nuestras instalaciones, se proporcionará un cuestionario de salud antes de ingresar con preguntas sobre tos, fiebre y exposición al virus. Nuestro personal también es evaluado diariamente antes de llegar a nuestras instalaciones.

Se toma la temperatura en la puerta antes de ingresar a las instalaciones.

Medidas de seguridad adicionales en nuestras instalaciones

Las áreas comunes como las salas de espera y los baños se higienizan con frecuencia, especialmente las áreas que se tocan con frecuencia.

Los consultorios se desinfectan entre cada paciente y se higienizan a fondo al final del día.

Las salas de espera se han organizado para mantener distanciamiento social, nuestro mobiliario se ha reestructurado para crear el espacio requerido entre los pacientes y hemos colocado marcadores en nuestros muebles y pisos para guiar a nuestros pacientes dónde pararse y sentarse.

Nuestro objetivo es que nuestros pacientes se sientan seguros mientras se encuentran en nuestras instalaciones y reciben la atención excelente y compasiva que merecen sintiéndose seguros.

EliteHealth sigue todas las recomendaciones de seguridad de los CDC (Centros de Control de Enfermedades).

La seguridad de nuestros pacientes es nuestra mayor preocupación y todo lo que hacemos es pensando en usted.

En este momento EliteHealth no está  ofreciendo vacunas Covid-19. En cuanto estén disponibles les informaremos de inmediato.

Presione en el enlace más abajo para obtener información acerca de centros de vacunación y administración de exámenes de COVID-19.

Visitor Restriction

We understand how difficult it could be to restrict our patients from bringing their companions/family members while they visit their physician in our facilities, but these important temporary measures will help minimize exposure, therefore, keeping the risk of infection low.

What to expect when arriving at our facilities.

Restricting Visitors-We understand how difficult it could be to restrict our patients from bringing their companions/family members while they visit their physician in our facilities, but these important temporary measures will help minimize exposure, therefore, keeping the risk of infection low.

What to expect when arriving at our facilities.

All patients are screened at the entrance.

Masks are mandatory while in our facility, no mask-no entry.

Our Staff is required to wear all safety equipment, googles, mask and protective gowns to ensure yours and their safety.

Hand Sanitizer is available at the entrance and throughout the facility, we ask everyone to sanitize their hands when entering the office, the same way, our staff must sanitize their hands before and after a patient encounter.

Screening for Symptoms- When arriving at our facilities a health questionnaire will be provided before entering with questions about any cough, fever, exposure to the virus. Our staff is also screened daily prior to arriving to our facilities.

Temperature is taken at the door prior to entering the facilities.

Additional Safety Measures in our Facilities.

Common areas such as waiting rooms and restrooms are cleaned often, especially the frequently touched areas.

Exam Rooms are disinfected between each patient and extensively cleaned at the end of the day.

Waiting Rooms have been arranged to maintain social distancing, our furniture has been changed to create the space required between patients and we have placed markers on our furniture and floors to guide our patients where to stand and seat.

We want our patients to feel secure while in our facilities receiving the excellent and compassionate care they deserve while keeping them safe. EliteHealth follows all safety recommendations from the CDC (Centers from Disease Control). Our patient safety is our greatest concern and all we do is with you in mind.

Our facilities are not offering Covid-19 vaccines now, once it become available in any of our facilities, we will inform everyone.

Please click on the link below to find out:

Vaccine information Sites (where is being administered)

Vaccine Pre-Registration Site

Testing sites